Cultiver Financial Consulting

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Financial Guidance Unleashed: Affordable Solutions for a thriving future!

Let us help you take control of your current financial situation and feel excited about your financial future.

“It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.”

— Robert T. Kiyosaki AUTHOR

Get started with Cultiver Financial Consulting, today.

Everyone’s financial goals and priorities are different.

Whether you are just starting out learning to budget or getting out of debt, you might be considering buying your first investment property or even preparing to manage your money in retirement; there is never just one way to do something.  As financial consultants and educators, we give you the tools, knowledge, and confidence to understand and take control of your finances.

What we do

– Help you identify and define your own financial goals.

– Help you understand how to manage your money and cashflow.

– Help you understand your existing financial arrangements.

– Provide you with factual information and tools to take control of your own finances.

– Provide factual information to help you make informed financial decisions.

– Give you the confidence to take control of your financial future.

What we don’t do

– We do not provide personal advice around financial products eg: We can’t tell you how to invest or which superfund or insurance product you should have.

– We do not provide written Statements of Advice with personal advice strategies. However, we can certainly help you find the right professional for you if you need personal financial advice.

1
Start the conversation!

Connect with our experienced financial professionals today. We're here to listen, understand your goals, and guide you towards a brighter financial future.

Let's chat!

2
Book your first 1:1 appointment

Schedule a one on one session with our financial experts. Gain insights, discuss your financial goals, and receive tailored information and education to empower your financial journey.

Book now!

3
Complete your client intake form

Provide us with some essential details through our secure client intake form. This helps us understand your unique financial situation better and ensure you get the most out of your appointment.

Fill it out now!

4
Not quite ready?

Coming Soon:  online education programs to help you learn at your own pace.

Online Courses

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We are on Instagram
T2 at school focused on persuasive writing. I was just presented with a 3-point persuasive argument on why my 8 year old needs a new suitcase.

T2 at school focused on persuasive writing. I was just presented with a 3-point persuasive argument on why my 8 year old needs a new suitcase. ...

13 3
Week 1 of being a coffee drinker insights: 
(Yes, it took me til 38 to have my first coffee)

1 coffee has replaced about 10 cups of tea a day.🤪 

Mornings are more productive.... once the intense staring (sorry people on other end of zoom calls) and shakes stop.😵‍💫 

PM coffee = staring at the ceiling all night.🤦‍♀️ 

Coffee shop brews are like crack compared to home coffee. 🤯

Week 1 of being a coffee drinker insights:
(Yes, it took me til 38 to have my first coffee)

1 coffee has replaced about 10 cups of tea a day.🤪

Mornings are more productive.... once the intense staring (sorry people on other end of zoom calls) and shakes stop.😵‍💫

PM coffee = staring at the ceiling all night.🤦‍♀️

Coffee shop brews are like crack compared to home coffee. 🤯
...

14 7
Who doesn't love a FREE sneak peek? 

Curious about what you are investing in when you buy our e-book, or just want to stickybeak on what it's all about and get some goss on my own failed marriage? 😬

Grab the first 12 pages of "Breaking Up is Hard, but Building Wealth Isn't" absolutely FREE.

👉 Visit www.bentnotbroke.com.au to download your free preview. 

#FinancialFreedom #SneakPeek #empowerment #money #debtfreecommunity #divorce  #divorcecommunity #FinancialRecovery #financialliteracy #debtfreejourney

Who doesn`t love a FREE sneak peek?

Curious about what you are investing in when you buy our e-book, or just want to stickybeak on what it`s all about and get some goss on my own failed marriage? 😬

Grab the first 12 pages of "Breaking Up is Hard, but Building Wealth Isn`t" absolutely FREE.

👉 Visit www.bentnotbroke.com.au to download your free preview.

#FinancialFreedom #SneakPeek #empowerment #money #debtfreecommunity #divorce #divorcecommunity #FinancialRecovery #financialliteracy #debtfreejourney
...

6 0
Rebuilding your finances & confidence after a breakup? $34.95 might just be the best investment you ever make! 

Navigating your finances after a major life change can be daunting, but you don't have to face it alone.

This ebook, packed with over 130 pages and 18 practical worksheets, offers the tools you need whether you're trying to get back on track, starting from scratch, or ready to elevate your financial game. 

Take the first step towards financial independence and turn over a new leaf with confidence! 

Purchase your copy today at www.bentnotbroke.com.au. 

#FinancialRecovery #NewBeginnings #Empowerment #financialfreedom
#moneymindset
#financegoals #debtfreejourney #financialfreedom

Rebuilding your finances & confidence after a breakup? $34.95 might just be the best investment you ever make!

Navigating your finances after a major life change can be daunting, but you don`t have to face it alone.

This ebook, packed with over 130 pages and 18 practical worksheets, offers the tools you need whether you`re trying to get back on track, starting from scratch, or ready to elevate your financial game.

Take the first step towards financial independence and turn over a new leaf with confidence!

Purchase your copy today at www.bentnotbroke.com.au.

#FinancialRecovery #NewBeginnings #Empowerment #financialfreedom
#moneymindset
#financegoals #debtfreejourney #financialfreedom
...

16 1
Jet lag got me good! Send in the hair and make up team please.

Jet lag got me good! Send in the hair and make up team please. ...

50 16
A little travel update from Dubai. So far, no money fails like last trip to UK 🤦‍♀️ but I do have a FUN FACT for you!

You can be fined big $$$ for having a dirty car! There are cameras throughout the city to monitor it. 🤯

That rules out me moving here- my car is a disgrace!

A little travel update from Dubai. So far, no money fails like last trip to UK 🤦‍♀️ but I do have a FUN FACT for you!

You can be fined big $$$ for having a dirty car! There are cameras throughout the city to monitor it. 🤯

That rules out me moving here- my car is a disgrace!
...

27 2
Do you eat at restaurants alone?
It's a hell yes from me!
Obviously I'd prefer fabulous company but if I had the choice between going alone or not going - I'm going alone every time. 
Travel, dinners, life.... Whatever it is, happy to do it solo! 
The only awkward part of this amazing solo dinner was when I recorded 53 seconds of it thinking I'd make a reel. 🤦‍♀️ Hmmmmm.. ATO question- that makes the whole meal (and the trip to Dubai) tax deductible, right? 🤪

Do you eat at restaurants alone?
It`s a hell yes from me!
Obviously I`d prefer fabulous company but if I had the choice between going alone or not going - I`m going alone every time.
Travel, dinners, life.... Whatever it is, happy to do it solo!
The only awkward part of this amazing solo dinner was when I recorded 53 seconds of it thinking I`d make a reel. 🤦‍♀️ Hmmmmm.. ATO question- that makes the whole meal (and the trip to Dubai) tax deductible, right? 🤪
...

30 11
Oh no- this seems like 'one size fits all advice' @moneysmart? 
It won't always save you time or money! It could actually do a lot of damage. 
Let's empower people with education so they can make informed decisions and know when they need personalised advice.

Oh no- this seems like `one size fits all advice` @moneysmart?
It won`t always save you time or money! It could actually do a lot of damage.
Let`s empower people with education so they can make informed decisions and know when they need personalised advice.
...

6 0
Need help finding the right strategy that fits YOU?
We can help! @bent.notbroke 

#MoneyMindset #BentNotBroke #FinancialFreedom #money
#finances #moneycoaching

Need help finding the right strategy that fits YOU?
We can help! @bent.notbroke

#MoneyMindset #BentNotBroke #FinancialFreedom #money
#finances #moneycoaching
...

20 1
Intrigued?? Follow along @bent.notbroke

Intrigued?? Follow along @bent.notbroke ...

10 0
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